Articles about all elements that affect today's modern credit union and banking industry.
Since the global financial crisis, the future of banking has been rather uncertain, with regulators embarking on a programme of international regulatory reform concentrating on improving the resilience and safety of the banking system. This has led in turn to a widening of the gap between the regulated banks and other non-regulated financial institutions, with […]
The Cloud has become a buzz word today as more companies recognise its potential. Cloud services like those offered by Google are now widely in use by everyone, with Gmail being many people’s first choice for email management and providers like SugarSync being used for document access and file backups. By allowing users to access […]
The current strain on the economy has left many people struggling to cope with their personal finances, and whether they have a poor credit rating or have struggled with financial difficulties in the past, finding a bank that is prepared to let them open an account is now a priority. After all, having a bank […]
A generation are now rising up that have never known any world other than one that contained the internet. This is the biggest generation since the baby boomers, and they take their smartphone everywhere they go – even to the bedroom. Thanks to their reliance on digital technologies, this segment of society is closely followed […]
After suffering the worst economic crisis it has known in 8 decades, Europe has now taken action to reform and improve public finances, and to establish new institutions which can prevent and manage such crises better. These long lasting structural changes are designed to make Europe stronger and more competitive in today’s ambitious financial world. […]
A bank’s financial statements present a very different analytical problem than those statements belonging to a service or manufacturing company, and therefore to analyse the financial statements of a bank, there must be a distinct approach which recognises the unique risks of banking. A bank will take deposits from their savers while paying interest on […]
There have been numerous recent proposals put forward that bad banks should be allowed to go bankrupt by the government and a new banking system which is under temporary state control should be set up in order to prevent the country from being crippled due to the propping up of a corrupt financial system. Under […]